globalmailing.net aka National Data Management aka Independent Marketing Exchange

Over at globalmailing.net you will find information on making $1,200 a week addressing envelopes. This is not an envelope stuffing scam! You will get paid $2 per addressed envelope. Copy from the site indicates:

National Data is a list management company that processes hundreds of thousands of names and addresses on a continuous basis. From our headquarters in New Jersey, we help companies around the country market a variety of self improvement and business opportunity programs.

So companies around the country need the addresses that you provide. It is more profitable than using worn out mailing lists or cold calling. Unfortunately, you cannot copy addresses from the phone book. You can register for the program for only $32.00.

The Better Business Bureau gives National Data Management (the company listed with globalmailing.net) a Satisfactory rating. However, National Data Management used to be a company called Independent Marketing Exchange. The Better Business Bureau indicates Independent Marketing Exchange is out of business. Independent Marketing Exchange is out of business for fraud. The state of Washington issued a cease and desist order against this company. So, they changed their name and started up again with more of the same.

This is an envelope stuffing program, in spite of what that site would have you believe, and a scam at that. Please don't get involved with this fraudulent company in any way.

Business Builders International

Business Builders International is a AA rated company listed with the Better Business Bureau, although not a member. Their site looks legitimate, they have a legitimate business e-mail address, and they are looking for a "Business Manager" to act as a consultant on mergers and acquisitions, IPO, and other strategic issues. Qualifications for this complex and challenging position? Internet and e-mail operational skills and "maturity age." I assume this means they are looking for someone who can send e-mail and is at least 18.

This is so slick, but it is still a scam. The person who set up the Business Builders International web site looked through BBB records until they found one with a AA rating that had no web site listed, then set-up this false site. The BBB record shows the company registered in 1991, yet the businessbuildersinternationalsite.com domain has only been registered since March 19th of this year. The address listed with the BBB is in Corona, CA, yet the domain registrant's address is in China. Additionally, the address listed with the BBB belongs to a hair salon, not a financial management firm. Business Builders International is probably a long out of business company that some criminal is using as a cover.

Don't apply for this position. This is another money laundering operation similar to Agent USA, posted on previously, albeit much more cleverly designed. You can go to jail for being involved in these operations, even if you are just a poor sucker who got conned.

Global Money Flow

The Global Money Flow tag line is "Reach Your Goals Today!" But, unless your goal is getting ripped off, I would avoid them. Their product is a free investment system which you can use to double your money in a few days with no minimum investment and a cancel-anytime promise. Further reading on the product site indicates they are using artificial intelligence and neural network research to monitor stock activity and make investment decisions. To my mind, the testimonials on their web site are a dead giveaway that they are not running a legitimate business. Here are the two given:

"This is the best money making opportunity ever! We were able to earn big money quick so now we can afford a lot of things. Fantastic!"

"I am hugely impressed with the program and you can quote me to other customers. When I came to your website I had only $50. Now I make thousands of dollars daily and I feel happy!"

We can afford a lot of things? I feel happy? These are not real testimonials that someone taking the time to send in a testimonial would write. The numerous grammar mistakes and repetitiveness of the front page content is also a typical indicator that a business is not legitimate. Further research revealed the company formerly used the domain www.gmoneyflow.com, which was subsequently shut down by GoDaddy, the registrar for the domain. They then moved to www.gmoneyflow.net without notifying any of their "investors."

The www.gmoneyflow.net domain name is registered to Franklyn Espinal with a New York city address. However, the company address given on the Global Money Flow web site is in Aukland, New Zealand. The e-mail address given on the domain registration information is a free gmail.com address (similar to Agent USA which I previously reviewed). I would expect a legitimate brokerage firm to register their domain with their company address and using their business e-mail address as the owner information on the domain registration. For instance, www.etrade.com, the domain registered to a legitimate brokerage firm -- E-Trade -- is registered to "The E-Trade Group" with an @etrade.com owner e-mail address.

In order to work as a brokerage firm or broker in the United States, you have to register with FINRA -- the Financial Industry Regulatory Authority. This organization allows anyone to search for registered brokers and brokerage firms from their site at http://www.finra.org. Global Money Flow is not registered as a brokerage firm with the FINRA. Franklyn Espinal, the owner of the www.gmoneyflow.net domain, is not registered as broker.

Global Money Flow is a pyramid scheme. You "invest" some amount of money with them. As additional "investors" sign up and invest more money, some of their funds are deposited into your "brokerage" account, giving you the impression that your investments are increasing in value. When you try to cash out, in most cases you will not be able to. Global Money Flow will simply keep your money. They may pay out to a few "investors" to give the impression of legitimacy. But please bear in mind, even if they do pay you, you are not making money off investments in any business or company. You are just getting a pay out from the money another misguided individual invested -- someone who will probably never see a dime of their money again.

Agent USA

Agent USA is one of the sponsored links currently being returned on "work from home" searches by Google. Their web site looks *very* legitimate, however closer inspection begins to reveal a few cracks in the polish -- such as a free gmail.com e-mail address in the contact section instead of a legitimate business address.

This work from home opportunity offers a position as a "Financial Manager" for which the usual online work requirements are listed -- internet connection, available for a few hours a day to read e-mails and answer calls, as well as no special skills. One significant difference from the usual offers is that Agent USA requests a resume and does not advertise any up-front fee. The site promises an income of $1800 a month.

The site even displays a link to their Better Business Bureau Information page, which I found ironic since BBB gives them an "F" rating and strongly advises against getting into business with this company. BBB indicates the work being offered to the "Financial Manager" is acting as a mule to filter illegal funds between US accounts and overseas accounts.

I found no further information about this work from home opportunity, but based on the information provided by the Better Business Bureau as well as minor indicators on their website, I recommend avoiding this business opportunity. While you may be able to make some money doing this work, it appears it may be illegal.

View the Agent USA website at http://www.agentusa.us.