Global Money Flow

The Global Money Flow tag line is "Reach Your Goals Today!" But, unless your goal is getting ripped off, I would avoid them. Their product is a free investment system which you can use to double your money in a few days with no minimum investment and a cancel-anytime promise. Further reading on the product site indicates they are using artificial intelligence and neural network research to monitor stock activity and make investment decisions. To my mind, the testimonials on their web site are a dead giveaway that they are not running a legitimate business. Here are the two given:

"This is the best money making opportunity ever! We were able to earn big money quick so now we can afford a lot of things. Fantastic!"

"I am hugely impressed with the program and you can quote me to other customers. When I came to your website I had only $50. Now I make thousands of dollars daily and I feel happy!"

We can afford a lot of things? I feel happy? These are not real testimonials that someone taking the time to send in a testimonial would write. The numerous grammar mistakes and repetitiveness of the front page content is also a typical indicator that a business is not legitimate. Further research revealed the company formerly used the domain www.gmoneyflow.com, which was subsequently shut down by GoDaddy, the registrar for the domain. They then moved to www.gmoneyflow.net without notifying any of their "investors."

The www.gmoneyflow.net domain name is registered to Franklyn Espinal with a New York city address. However, the company address given on the Global Money Flow web site is in Aukland, New Zealand. The e-mail address given on the domain registration information is a free gmail.com address (similar to Agent USA which I previously reviewed). I would expect a legitimate brokerage firm to register their domain with their company address and using their business e-mail address as the owner information on the domain registration. For instance, www.etrade.com, the domain registered to a legitimate brokerage firm -- E-Trade -- is registered to "The E-Trade Group" with an @etrade.com owner e-mail address.

In order to work as a brokerage firm or broker in the United States, you have to register with FINRA -- the Financial Industry Regulatory Authority. This organization allows anyone to search for registered brokers and brokerage firms from their site at http://www.finra.org. Global Money Flow is not registered as a brokerage firm with the FINRA. Franklyn Espinal, the owner of the www.gmoneyflow.net domain, is not registered as broker.

Global Money Flow is a pyramid scheme. You "invest" some amount of money with them. As additional "investors" sign up and invest more money, some of their funds are deposited into your "brokerage" account, giving you the impression that your investments are increasing in value. When you try to cash out, in most cases you will not be able to. Global Money Flow will simply keep your money. They may pay out to a few "investors" to give the impression of legitimacy. But please bear in mind, even if they do pay you, you are not making money off investments in any business or company. You are just getting a pay out from the money another misguided individual invested -- someone who will probably never see a dime of their money again.