Project Payday

Project Payday is a "work from home" product that targets a $200 to $2,500 monthly earning -- tag lined "Realistic Income for the Average Joe". Enrollment is "free" or about $35. The "free" enrollment requires you to sign up for a sponsor product. The sponsor product is typically free for a trial period, after which you will be billed. Of course, you can cancel the sponsor product after your free enrollment to Project Payday is complete.

Project Payday offers a $100 guarantee that basically says if you give the product a good faith attempt and make $0 (donut, nada) they will pay you $100.

The enrollment price gives you access to the Project Payday training materials, which of course teach you the Project Payday method. One thing I didn't like about this system is that there is no information about what you will be doing to earn money on the site, other than it is online and you can, of course, do it from home for just a few hours a day.

Further research indicates this is a community of online earners making money off referrals for "Incentive Freebie Websites" or IFWs. These IFWs will give you a cash or prize if after you sign up for their product you refer a certain number of others who also sign up. Basically, once you sign up for Project Payday, you have access to a community forum in which you are either referred or refer others to sign up for these IFWs. If you sign up (to the IFW) as someone else's referral, that person pays you (this is via Project Payday) and the IFW pays them. You can also act as the referrer, in which case you sign up with the IFW, then go to Project Payday to refer the required number of people needed to earn your cash or prize reward. In this case, you pay the Project Payday members who you refer a portion of the reward from the IFW and keep the remainder for yourself. More information about the system can be found at this squidoo.com review.

Project Payday is owned by Ms. Monika St John and at the time of posting has an unsatisfactory rating with the Better Business Bureau due to failure to respond to 1 complaint. You can review this information at the Better Business Bureau Information page for Project Payday here. If the link does not work, go directly to the Better Business Bureau homepage and select "Check out a Business or Charity," then enter "Project Payday" in the search form and click "Search."

Here are my thoughts on this. This is obviously a complicated way to work the system and receive a modest payout from a variety of companies who are looking to attract business with these free offerings. You have a large band of people basically working together to get money from these companies for nothing (unless you actually sign up for a product that you find useful and keep it -- but this is less likely than the alternative). The intent of the free offering is really for you to refer a few of your friends and get a nice reward from the company making the offer for sending them the business. Using this as a way to consistently make money is a bit on the dishonest side -- that's on your part, not Project Payday for setting it up. If you can live with yourself, I think this is a legitimate offering where you can make some money (albeit in a somewhat shady fashion).

You can sign up at the Project Payday website -- http://www.projectpayday.com.